What actually goes in a home binder.

A home binder earns its shelf space when it answers the questions your household asks again and again. This starter helps you build only those sections, starting with three.

• Twelve categories, explained: what goes in each one, with the three to start with marked.
• What to keep out: passwords, full account numbers and original documents, and why they stay out.
• A sample table of contents: one household's binder after two months, plus your own editable page.
• Divider tabs and a documents checklist: fold over tabs for all twelve sections, and a page that records where each original is kept, never the document itself.